SB Order 08/2025: The Indian Postal Service has made significant progress towards its goal of providing digital and user-friendly financial services to its customers. No more trips to the post office for interest certificates for Post Office Savings Bank (POSB) clients, thanks to SB Order 08/2025, which allows them to access them online via the DOP’s Internet Banking platform.
Account holders now have an easier and more convenient method to get the interest data they need, particularly during tax season, thanks to this change that went live on April 30, 2025.
What is an Interest Certificate?
The interest that your savings or deposit accounts earn during a given fiscal year may be shown on an interest certificate. It’s a helpful document for correctly reporting interest income, which is particularly important when preparing income tax returns.
Customers of the POSB were formerly required to pick up this certificate at their local post office. It now takes just a few clicks thanks to the updated functionality.
How to Download Your Interest Certificate Online
These easy steps will walk you through downloading your certificate via DOP Internet Banking:
- Proceed to the DOP Online Banking Portal and log in.
- Select “Accounts” from the main menu.
- Proceed to the Interest Certificate menu and choose it.
- You may choose between the current and prior fiscal years.
- Get your certificate in PDF format by downloading it.
- This tool is accessible for all POSB savings schemes, including SB, RD, TD, MIS, and SCSS.
Benefits of the New Feature
Several benefits are associated with this new system:
- The absence of having to wait in line or go to the post office adds to the convenience.
- Get certifications for the current and past fiscal years in a matter of seconds – instant access.
- Paperless Process – Decreases reliance on tangible papers and labour-intensive manual processes.
- You may easily submit your ITR with the certificate attached, making tax filing a breeze.
- Customers gain, while post office workers, who had to manually issue these certificates before, get a break.
Promoting Digital Banking in India Post
India Post is aiming for digital transformation, and this adjustment is a part of it. This modification was formally announced by Gourav Jain, Assistant Director General (FS-II), by SB Order 08/2025. He gave the go-ahead to all departments and circles to let consumers know about the new function and promote its use.
To improve the accessibility, transparency, and usability of its financial services, India Post is pushing for additional digital banking choices for its customers.
Conclusion
Customers who want expedited, paperless service would appreciate India Post’s decision to digitise the interest certificate download procedure. Keeping the needs of customers at the forefront, it demonstrates how established institutions can adapt to new technologies.
In case you haven’t already, this is an excellent moment to activate your DOP Internet Banking. Savings at the Post Office have never been simpler to manage, what with more and more services moving online.