Finacle | PO Tools

Post Office Saving Schemes 2025-26: Interest Rate, Benefits, Features and Plan Comparison

April 28, 2025 by Arindam

Post Office Saving Schemes 2025-26: In India, Post Office investment-savings initiatives provide secure, government-backed options with guaranteed returns. The Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), and Monthly Income Scheme (MIS) are among the more popular products in these schemes, which are designed for risk-averse investors. Their already attractiveness has been amplified with …

Technical Resignation and Lien Guidelines – DoPT

April 27, 2025 by Arindam

Technical Resignation and Lien Guidelines for Government Employees | DOPT Consolidated Rules 1. Technical Resignation 2. Carry Forward of Leave Benefits Child Care Leave and any other unutilised leave are carried forward. Paid time off (up to 300 days) may be converted to cash via permanent absorption in PSUS or autonomous bodies. 3. LTC Carry …

Strengthening Rule-38 Transfer Process: Due Diligence Guidelines for India Post Employees & Verifying Officers

April 25, 2025 by Arindam

Strengthening Rule-38 Transfer Process: An important step towards making India Post’s internal transfer mechanism more open and accountable has been taken by the company. Major issues with the handling of transfers via the Rule-38 Online Transfer Portal have been brought to light by a recent order. There is an excessive number of transfers that have …

Standard Operating Procedure (SOP) for Payment of Compensation in Case of International Mail

April 12, 2025 by Arindam

The OM has introduced a new standard operating procedure (SOP) to replace previous rules for compensation claims for foreign items (Registered, Parcels, EMS, ITPS).Aims to guarantee UPU compliance, standardise procedures, and transfer financial authority to FPO leaders.All Circles and Offices of Exchange (OEs) must follow strictly to the attached SOP strictly.Ministry officials and postal training …

India Post POS Version 5.1: Key Updates and Official Release Note

April 9, 2025 by Arindam

On December 16, 2024, India Post released Version 5.1, the most recent Point of Sale (POS) system upgrade. Updated to serve customers better and increase operational efficiency, this version introduces several big improvements. In this section, we will examine the new features and modifications that were implemented in POS Version 5.1. 1. Registered Mail Updates …

GDS Promotion Process and Structure 2024

April 9, 2025 by Saumya R.

Introduction To progress in their careers within the Indian postal system, Gramin Dak Sevaks (GDS) must comprehend the GDS Promotion Process and Structure. Transparency and clarity are ensured in part by the comprehensive promotion rules and structure. We examine the post office promotion requirements, wage expectations, and the GDS promotion regulations for 2024 in this …

RBI Imposes ₹26.70 Lakh Penalty on India Post Payments Bank

April 9, 2025 by Arindam

International Payments Bank Limited (IPPB) has been fined ₹26.70 lakh by the Reserve Bank of India (RBI) for failing to adhere to regulatory standards. The sanction was instituted as a result of violations related to “Customer Service in Banks,” emphasising the significance of upholding customer rights and adhering to banking regulations. Why Did RBI Impose …

IPPB End Users Revised Incentive Structure

April 9, 2025 by Saumya R.

The India Post Payments Bank (IPPB) has unveiled a new reward scheme designed to boost end users’ profits and motivation in the constantly changing financial services industry. The IPPB End Users Revised Incentive Structure is thoroughly explained on this page, which also offers extensive details on some related topics. IPPB incentive structure for GDS 2024, …

How to Link IPPB with POSB

April 9, 2025 by Saumya R.

Two important Indian banks are Post Office Savings Bank (POSB) and India Post Payments Bank (IPPB). You may have a smooth banking experience and ameliorate the efficiency of your money management by connecting your POSB and IPPB accounts. The way to connect IPPB and POSB, both online and offline, will be walked through then. Understanding …

PPF, SCSS, Sukanya Samriddhi: Govt announces interest rates for Post Office Savings Schemes for April – June 2025; check rates

April 9, 2025 by Arindam

PPF, SCSS, Sukanya Samriddhi: The central government has recently announced that from April 2025 through June 2025, the interest rates on savings programs offered by post offices will remain unchanged. A circular released on March 28, 2025, by the Department of Economic Affairs under the Ministry of Finance affirmed this decision. A number of savings …